Once you download the App, make a note of its ‘report a fraud’ feature that enables you to report a fraud. There are many fake Apps with similar name such as “Modi ka Bhim”. Download a genuine App from the playstore. Remember these 10 short and simple tips to protect your money while using these digital payment Apps.ġ. Fraudsters are very good at engaging you into a conversation and get OTP, password, PIN, etc from you to get access to your money. When the hacker gets access to your wallet or UPI APP, the hacker can access the bank details or credit/debit details and misuse it to withdraw money. Yes, if your Paytm account is compromised. Can your bank account / debit card / credit card me misused through Paytm ? PayTM relies on your mobile as a substitute for debit cards. If your mobile is lost/stolen, your PayTM account can be easily hacked since your password can be reset by sending a simple OTP to the mobileĢ. Can your PayTM account be hacked if your mobile is stolen? The most common question people ask me is : Are they safe to use? My answer to it is simple, Yes if used safely and securely.ġ. ? These are digital payment Apps linked to your mobile devices. Are these names familiar? PayTM, Google Pay, BHIM Axis Pay, PhonePe, MobiKwik, Yono by SBI, etc.
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